Renter’s insurance has been created for people who rent their home and do not own the building.
It covers all of the items in the home which you own and also includes cover for damage to the landlord’s fixtures and fittings (known as tenant’s liability insurance).
Standard cover is £10,000 of contents but can be extended up to £30,000, and you can also request extra cover for valuables you take outside the home.
Home Contents insurance has been designed for people who own their property and want to insure their contents in and outside of the home. This can be alongside Buildings insurance or purchased as a separate policy.
Standard cover is £75,000 of contents and you can also request extra cover for valuables you take outside the home.